Usage and liability notice
Note: The German version at /de/hinweise/ is authoritative. This English version is provided for information only.
Model calculations for information purposes
All calculators on this website are general, simplified model calculations. They work exclusively with the values you enter yourself or with clearly marked example assumptions. The results are approximations and not an assurance of actual developments.
No advice, no recommendation, no brokerage
The content of this website is not investment, tax or legal advice and not a recommendation of particular securities, funds, banks, brokers or other financial products. We do not arrange loans or insurance and do not transmit any data to financial providers. You make financial decisions on your own responsibility – with expert, individual support where needed.
No warranty
We develop and review all calculators according to the approach described on the methodology page. Nevertheless, errors cannot be entirely ruled out; we accept no liability for the accuracy, completeness or timeliness of the results. Every calculator states its assumptions and limits – please read them before you reuse any results. If you notice an error, let us know.
Past and future
Assumed interest rates, returns or inflation rates – including in examples and rules of thumb – are not forecasts. Actual developments can differ considerably; historical values allow no reliable conclusions about the future.